A long overdue post. Due to busyness on both personal and professional front, I had ignored updating the blog a bit over the past month or two. But here is the quarterly update for Q3 2018.
Welcome to the quarterly update for Q3 2018. This is part of a series where I track our financial progress on a quarterly basis. I present three parts in this series: (i) Investment & Portfolio Update, (ii) Passive Income Update, and (iii) Goals Update.
1. Investment & Portfolio Update
Q3 2018 saw a some decent activity in our portfolio.
We added to the following positions.
- Algonquin Power & Utilities Corp (AQN.TO) – DRIP
- Auxly Cannabis Inc (XLY.V)
- BCE Inc (BCE.TO)
- Franco Nevada Corp (FNV.TO)
- Inter Pipeline Ltd (IPL.TO)
- Kinder Morgan Inc (KMI) – DRIP
- Kirkland Lake Gold (KL.TO)
We closed positions in
- (none)
We continued adding to the following funds
- Vanguard Emerging Market Bond ETF (VWOB)
- US Equity Index (Seg) Fund
- Intl Equity Index (Seg) Fund
- Scotia Monthly Income (Mutual) Fund
Q3 saw no dividend increase announcements in our portfolios 
2. Passive Income Update
A big drop in quarterly passive income front. During the quarter, we managed earned a passive income of $1,753.44.
| Year | Q1 | Q2 | Q3 | Q4 |
|---|---|---|---|---|
| 2013 | $383.65 | $516.32 | $718.33 | $1,063.97 |
| 2014 | $1,322.47 | $951.18 | $1,055.79 | $1,803.90 |
| 2015 | $1,546.87 | $1,960.10 | $2,076.81 | $2,256.01 |
| 2016 | $2,167.95 | $2,404.43 | $1,965.95 | $2,561.37 |
| 2017 | $2,067.19 | $2,159.57 | $2,150.41 | $3320.46 |
| 2018 | $2,454.61 | $2,515.43 | $1,753.44 |
You can read previous quarterly updates here.
- Earn $11,000 in annual passive income – Falling behind
- Passive Income YTD is $6,656 (60.5% achieved)
- Pay down an extra 25% towards our mortgage debt – Completed!
- During Q3, we made extra payment totaling ~52% of our annual mortgage dues!
- Portfolio rebalancing & diversification focus – No progress here and needs attention.
- More passive investing. Target 60/40 for passive/active
- Rebalance stock portfolio to reduce materials exposure. Target 35%
- Asset class diversification. Reduced equity focus and increased international exposure
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