Wednesday, December 5, 2018

Quarterly Update – Q3 2018

A long overdue post. Due to busyness on both personal and professional front, I had ignored updating the blog a bit over the past month or two. But here is the quarterly update for Q3 2018.


Welcome to the quarterly update for Q3 2018. This is part of  a series where I track our financial progress on a quarterly basis. I present three parts in this series: (i) Investment & Portfolio Update, (ii) Passive Income Update, and (iii) Goals Update.

1. Investment & Portfolio Update


Q3 2018 saw a some decent activity in our portfolio.
We added to the following positions.

We closed positions in
  • (none)
We continued adding to the following funds
Q3 saw no dividend increase announcements in our portfolios 🙁 

2. Passive Income Update

A big drop in quarterly passive income front. During the quarter, we managed earned a passive income of $1,753.44.
YearQ1Q2Q3Q4
2013$383.65$516.32$718.33$1,063.97
2014$1,322.47$951.18$1,055.79$1,803.90
2015$1,546.87$1,960.10$2,076.81$2,256.01
2016$2,167.95$2,404.43$1,965.95$2,561.37
2017$2,067.19$2,159.57$2,150.41  $3320.46
2018$2,454.61$2,515.43$1,753.44
You can read previous quarterly updates here.

3. Goals Update


Onto the goals that I set and see how we did overall on that front.
  • Earn $11,000 in annual passive income – Falling behind
    • Passive Income YTD is $6,656 (60.5% achieved)
  • Pay down an extra 25% towards our mortgage debt – Completed!
    • During Q3, we made extra payment totaling ~52% of our annual mortgage dues!
  • Portfolio rebalancing & diversification focus – No progress here and needs attention.
    • More passive investing. Target 60/40 for passive/active
    • Rebalance stock portfolio to reduce materials exposure. Target 35%
    • Asset class diversification. Reduced equity focus and increased international exposure

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